I’m not saying that insurance companies own the Texas Legislature but they most certainly do have a long term lease. The Texas Republican Insurance Whore Corp (those last two words rhyme) has signed the lease.

Most Texas homeowners insurance does not include flooding. Thanks to the Texas Lege, you have to buy a separate policy if you think you might flood.  (ON EDIT: I have been instructed that this is also the case in foreign states.  I apologize.  I am running 102 degrees with cabin fever.) Many of those policies come through FEMA.

Let’s say you have to sue your insurance company so they will pay your claim.

For many Texans ravaged by the rain and winds Hurricane Harvey carried ashore this past weekend, filing an insurance claim for the damage their property sustained is probably the farthest thing from their minds right now. But waiting to submit a claim past Friday could cost them big.

A new law set to take effect Friday aims to crack down on frivolous insurance lawsuits. But House Bill 1774 also reduces the penalty interest rate insurance companies face for late payments if the policyholder files a lawsuit.

Okay, there are people in shelters, those who cannot get out of their flooded homes and are living on the second floor, and the lucky ones who might be dry but are trapped in their neighborhoods and all these folks better file an insurance claim before Friday.  Hell, they are now saying the Brazos River won’t creat until Thursday around noon so the worst is yet to come for a mess of people.

Thank you, Texas Republicans.  You and Joel Osteen are the grinches of Houston.