Damn Republicans
I’m not saying that insurance companies own the Texas Legislature but they most certainly do have a long term lease. The Texas Republican Insurance Whore Corp (those last two words rhyme) has signed the lease.
Most Texas homeowners insurance does not include flooding. Thanks to the Texas Lege, you have to buy a separate policy if you think you might flood. (ON EDIT: I have been instructed that this is also the case in foreign states. I apologize. I am running 102 degrees with cabin fever.) Many of those policies come through FEMA.
Let’s say you have to sue your insurance company so they will pay your claim.
For many Texans ravaged by the rain and winds Hurricane Harvey carried ashore this past weekend, filing an insurance claim for the damage their property sustained is probably the farthest thing from their minds right now. But waiting to submit a claim past Friday could cost them big.
A new law set to take effect Friday aims to crack down on frivolous insurance lawsuits. But House Bill 1774 also reduces the penalty interest rate insurance companies face for late payments if the policyholder files a lawsuit.
Okay, there are people in shelters, those who cannot get out of their flooded homes and are living on the second floor, and the lucky ones who might be dry but are trapped in their neighborhoods and all these folks better file an insurance claim before Friday. Hell, they are now saying the Brazos River won’t creat until Thursday around noon so the worst is yet to come for a mess of people.
Thank you, Texas Republicans. You and Joel Osteen are the grinches of Houston.
Susan,
Please provide us names of specific organizations or individuals that we can send money to to help out. I have always been a bit cynical about the Red Cross. I much prefer small, local, non-profits and I’m sure you know who is smart and efficient to make those dollars go far. Thank you. We are all standing around with our fingers crossed for you.
Will any Texas politician have a “come to Science” moment and declare that there might just be something to climate change???
1Come to science? When has facts ever filled the coffers of the priest class?
Or am I too jaded?
Only way any science denier will admit they ‘might’ be wrong is if the money ‘paves the way for greater understanding!’ At least that’s how I see it.
2They push this crap through because no is paying attention. They distract you will false threats to push the agenda that will benefit their donors. I think if people donate to a local charity the money will help the people who need it the most.
3Wow! It sounds like the Texas legend is filled with clones of Trump! I hear just before everything hit the fan that he nixed a government program that would have helped a lot of people, but, hey, thats how these damn big businessmen do it!
4Was it Katrina when the insurance companies got brazen that Trent Lott had to sue one? And also a congressman from Misssissippi.
5I believe that’s kind of normal. We had an extra flood insurance rider (Northern Virginia) until we realized A: we live on a hill and B: it didn’t cover breaks in the pipes.
6Calling them grinches is too kind. I wonder what kind of special place in hell is reserved for the likes of Joel Osteen.
7Separate flood insurance is universal — we’re required to have it on our house in order to get a loan against it, and we’re in PA. And the flood risk is a creek about 3 inches deep that’s downhill from us.
Changing the rules for the insurance companies in their favor, though? That’s pure evil.
8Ha! I came here to give my TX peeps the same link! Great minds, and all that.
9Teacher: “All right class. Let’s review. What do you get when you vote in Republicans?”
Class: “SCREWED!”
10Rest easy, if a zombie flood happens, you are covered.
But in Texas, you are covered on alternate leap years so the rates are slightly lower.
11Still like the revenge meted out by fire ants. One nest down the knickers of every rethuglican in your legislator. And two nests for each US Senator, especially asshat Cruz. He voted against help for other states. But when it’s his, he’s whined first class. May the rethugs rest in hell.
12I thought that regular homeowners’ insurance not covering floods was standard all over the country– that you have to get a separate policy from some government agency. Don’t know why, but I’m sure it’s to make the insurance industry a buck.
I can barely imagine sitting in a shelter knowing that your home is flooded, with all the cleanup and throwing out and replacing and loss of irreplaceables that involves. For tens of thousands of people. Wow.
13Back in the olden days, as far as insurance was concerned, there was an difference between rising water and wind driven water. After a hurricane, my mom’s employer through a chair through the big window so he could tell the insurance company the water in the office was wind driven. It worked.
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